Our Savings Rates

Rates subject to change without prior notice. 

Call for up to the minute details.

APR = Dividend Annual Percentage Rate
APY = Annual Percentage Yield

Balance/Term APR APY
Primary Savings (01), Other Savings (04),
Corporate Accounts (05), & Personal Savings (06)
(Effective 11-01-2008)
$250.00-$2,499.99 0.40% 0.40%
$2,500.00-$4,999.99 0.60% 0.60%
Primary Checking (75) and Other Checking (76)
(Effective 11-01-2008)
$100 & above 0.25% 0.25%
Holiday Club (12) / Vacation Club (13)
(Effective 11-01-2007)
$25 and above 0.40% 0.40%
Business Checking (74)
(Effective 01-01-2008)
$100-$2,499.99 0.20% 0.20%
$2,500-$24,999.99 0.25% 0.25%
$25,000 & above 0.30% 0.30%
Sunrise Checking (79)
(Must be age 50 or older)
(Effective 04-01-2008)
$100 & above 0.20% 0.20%
Silver Money Market Savings Account (20) & Checking Account (70)
(Effective 04-01-2008)
$1.00 - $2,499.99
0.60%
0.60%
$2,500.00 or greater
1.30%
1.31%
Gold Money Market Savings Account (21) & Checking Account (71)
(Effective 04-01-2008)
$1.00 - $9,999.99
0.60%
0.60%
$10,000 - $24,999.99
1.50%
1.51%
$25,000 or greater
1.65%
1.66%
Share Certificates/IRA Certificates
Rollover / New Balances Less Than $9,999.99
(Effective 11-11-2008)
3 month 2.60% 2.60%
6 month 2.52% 2.55%
9 month 2.67% 2.70%
12 month 2.81% 2.85%
18 month 2.96% 3.00%
24 month 3.06% 3.10%
30 month 3.06% 3.10%
36 month 3.49% 3.55%
48 month 3.74% 3.81%
60 month 3.83% 3.90%
Share Certificates/IRA Certificates
Rollover / New Balances $10,000 - $19,999.99
(Effective 11-11-2008)
3 month 2.80% 2.80%
6 month 2.72% 2.75%
9 month 2.87% 2.90%
12 month 3.01% 3.05%
18 month 3.15% 3.20%
24 month 3.28% 3.30%
30 month 3.26% 3.30%
36 month 3.69% 3.75%
48 month 3.93% 4.00%
60 month 4.02% 4.10%
Share Certificates/IRA Certificates
Rollover / New Balances Greater Than $20,000
(Effective 11-11-2008)
3 month 2.81% 2.85%
6 month 2.76% 2.80%
9 month 2.91% 2.95%
12 month 3.06% 3.10%
18 month 3.20% 3.25%
24 month 3.30% 3.35%
30 month 3.30% 3.35%
36 month 3.74% 3.81%
48 month 3.98% 4.05%
60 month 4.07% 4.15%
IRA Money Market Account
(Effective 04-01-2008)
$250-$19,999.99 1.75% 1.76%
$20,000-$49,999.99 2.00% 2.02%
$50,000 & above 2.50% 2.53%
Call 800-361-9322 for current rates